Diabetes Talking

Question:

cc’d by email Did they ask? If they ask and you don’t tell them it is a "material misrepresentation" and they don’t pay.  If they do NOT ask, the policy provisions govern. – Hide quoted text — Show quoted text – Hi all. I have been lurking for a few weeks now, and find the information from this news group brilliant, keep up the good work. I was diagnosed in December as T 2 and prescribed Metformin. I am having some difficulties controling my diabetes, but no doubt I will control it in time! My question is: Do I really have to inform my holiday insurers about my diabetes, or would it be better to keep my mouth shut? I am concerned that if any thing happens whilst abroad then I may not be covered, we are only going for a week. On the other hand the insurance company may refuse to insure me, or put the premium up to high. Any advice would be greatfully recieved. TIA Pat

Response:

– Hide quoted text — Show quoted text – Hi all. I have been lurking for a few weeks now, and find the information from this news group brilliant, keep up the good work. I was diagnosed in December as T 2 and prescribed Metformin. I am having some difficulties controling my diabetes, but no doubt I will control it in time! My question is: Do I really have to inform my holiday insurers about my diabetes, or would it be better to keep my mouth shut? I am concerned that if any thing happens whilst abroad then I may not be covered, we are only going for a week. It’d ba a FINE time to discover that you SHOULD’VE told them when it’s too late wouldn’t it. If things go wrong and it becomes known that you ARE diabetic and didn’t tell them, you’ll have NO cover at all. If you TELL them, you may not get cover diabetic related problems while you’re away, but you’ll be covered for everything else. Don’t tell them and you’ve NO cover for anything. Beav

The booking and insurance is already paid for, so I will have to phone the insurance company and plead ignorance, I didn’t book the holiday my hubby did! Thanks all. Pat – Hide quoted text — Show quoted text –

Response:

Hi all. I have been lurking for a few weeks now, and find the information from this news group brilliant, keep up the good work. I was diagnosed in December as T 2 and prescribed Metformin. I am having some difficulties controling my diabetes, but no doubt I will control it in time! My question is: Do I really have to inform my holiday insurers about my diabetes, or would it be better to keep my mouth shut? I am concerned that if any thing happens whilst abroad then I may not be covered, we are only going for a week.

It’d ba a FINE time to discover that you SHOULD’VE told them when it’s too late wouldn’t it. If things go wrong and it becomes known that you ARE diabetic and didn’t tell them, you’ll have NO cover at all. If you TELL them, you may not get cover diabetic related problems while you’re away, but you’ll be covered for everything else. Don’t tell them and you’ve NO cover for anything. Beav

Response:

If its a European country take the form (soemeone help here!!!!) from post office and you get reciprocal agreement treatment.

You’re thinking of the E111 form. — Emma                            http://altgallery.shows.it The Chocolate Monster           http://chocmonster.rules.it                                 http://www.orbitvehicles.co.uk

Response:

My question is: Do I really have to inform my holiday insurers about my diabetes, or would it be better to keep my mouth shut? I am concerned that if any thing happens whilst abroad then I may not be covered, we are only going for a week. On the other hand the insurance company may refuse to insure me, or put the premium up to high.

first year I was diagnosed I had huge excess for anything to do with diabetes (going to Australia) last year got insurance through diabetes UK, no excess (Australia again)  If its a European country take the form (soemeone help here!!!!) from post office and you get reciprocal agreement treatment.  Things like amulances cost in some countries so its well worth looking into insurance. ffi

Response:

Hi all. I have been lurking for a few weeks now, and find the information from this news group brilliant, keep up the good work. I was diagnosed in December as T 2 and prescribed Metformin. I am having some difficulties controling my diabetes, but no doubt I will control it in time! My question is: Do I really have to inform my holiday insurers about my diabetes, or would it be better to keep my mouth shut? I am concerned that if any thing happens whilst abroad then I may not be covered, we are only going for a week. On the other hand the insurance company may refuse to insure me, or put the premium up to high. Any advice would be greatfully recieved. TIA Pat

Response:

hi pat I have found that if you phone your holiday insurance company and tell them the facts they will extend the cover without loading the premiums, you need the cover just in case the shit hits the fan,better they know than your left in deep shit if it goes tits up, I went at Christmas to the Caribbean with lunn poly and told the insurance company ,no probs and they sent a new form with the relevant info i.e. diabetic ,medications ect and all you do is sign it and stick it inyour bags all the best regards sandy Ps I was on metformin and insulin as well and the insurance was a doodle tell the buggers and don’t worry and enjoy y the holiday.

– Hide quoted text — Show quoted text – Hi all. I have been lurking for a few weeks now, and find the information from this news group brilliant, keep up the good work. I was diagnosed in December as T 2 and prescribed Metformin. I am having some difficulties controling my diabetes, but no doubt I will control it in time! My question is: Do I really have to inform my holiday insurers about my diabetes, or would it be better to keep my mouth shut? I am concerned that if any thing happens whilst abroad then I may not be covered, we are only going for a week. On the other hand the insurance company may refuse to insure me, or put the premium up to high. Any advice would be greatfully recieved. TIA Pat

— Would you like a glass of coke dear, you seem to be slurrying your words again, and please take you hands off the cats neck. Checked by AVG anti-virus system (http://www.grisoft.com).

Response:

I have told the insurance company, they told me that I’m not covered for diabetes related illnesses, and to cover me it will cost me a further